How to replenish the balance of the phone with a Sberbank card. Instructions for paying for a mobile phone through a mobile bank from Sberbank How to pay for a mobile phone through Sberbank

A couple of years ago, a cell phone was just a device for calls and SMS, but times are changing, and today, using a mobile phone, you can surf the Internet, listen to music, transfer files via e-mail, take photos and much more. Going to the store, now you can also take a smartphone, because thanks to the mobile application it has become easy to pay with your phone by putting it to the terminal instead of a card.

What is contactless payment by phone

In order to understand how the payment process takes place, it is worth understanding contactless technologies. A payment card is a piece of plastic with a microprocessor sewn into it. Banking institutions purchase blanks from the manufacturer and scan the information onto a chip. The mobile phone also has a chip, so you can write the client's payment data on it. This means that a cell phone itself can be a means of payment, just like a contactless credit card. Perhaps this is due to the use of the NFC system, which is something akin to Wi-Fi and Bluetooth.

NFC technology

For the exchange of information between the payment terminal and the smartphone, Near field communication is used, abbreviated as NFC - near field communication technology. It helps to exchange information over a short distance of approximately 4 cm. Distinctive feature NFC technology is that there is no need to enter passwords and logins every time. You just need to lean the devices against each other and payment by phone instead of a card will be made. This technology is used in the production of transport cards.

Which banks support NFC

Sberbank was one of the first banking institutions to introduce cell payment instead of a card for customers, since the lion's share of credit card users falls on its share. Alfa-Bank was the next to introduce the possibility of using NFC. True, they worked with Samsung Pay and Apple Pay systems. After the release of the application for Android, other banks also launched a service for payments with a gadget:

• AK Bars;
• Binbank
• Opening;
• Rocketbank;
• Dot;
• MTS-Bank;
• Promsvyazbank;
• Raiffeisenbank;
• Rosselkhozbank;
• Russian standard;
• Tinkoff.

Phone payment function

To be able to pay by phone instead of a card, there must be an NFC chip. Older models must also have a Secure Element microprocessor, where payment application data is written. The chip can be built into the motherboard or located on a SIM card or memory card. Thanks to the introduction of the Host Card Emulation (HCE) feature in new phones, plastic card data can be stored directly in the application itself.

Which smartphone models have a pre-installed version

If the previously pre-installed version of the program, with which it is possible to pay by phone instead of a card, was only in some models, then at the present stage, the owners of any smartphones with the FNC function can safely leave their wallet at home. For shopping, restaurants, cafes, you just need to take your cell phone with you, though you definitely need to pay attention to whether a terminal that accepts contactless payments is installed at the point of sale.

Applications for payment via NFC

Before paying by phone instead of a card, you need to install a special application that will help you link a credit card to your mobile phone. To date, there are several of them, so there are plenty to choose the best from:

• Yandex money. The application is installed on the gadget, after which you need to go to the menu and select the "Contactless payments" section. The user will have access to a virtual MasterCard card, and a pin code will be sent to the phone, which will be necessary to pay for goods and services worth more than 1,000 rubles or withdraw cash from ATMs.
• Visa QIWI Wallet. First you need to download the application to your phone and link it to your smartphone. To do this, you need a code that will be sent to the user via SMS. After that, the owner must come up with a password that will protect the payment system. To pay, you only need to unlock the phone screen, and when buying more than 1,000 rubles, sign the receipt or even enter a code.
• Wallet. Bank cards. Installed on a smartphone Google Play and works on gadgets with Android 4.4 and higher.
• Samsung Pay. The application is installed on the phones of the company. In addition to the fact that payment via NFC is possible, users also received MST (Magnetic Secure Transmission) in addition. If the first one works only with terminals that accept contactless payment, then the second one works with all terminals through which you can pay with magnetic stripe cards, since it creates a “similar signal” in its work.
• Apple Pay. The service, integrated into the Wallet application, allows all users of gadgets released by Apple to use them when paying through contactless payment terminals and online in some online stores.

How to set up NFC for card payment

For users of phones on the Android operating system, to enable the NFC function, you need to enter the menu and select the "Wireless networks" section. There you need to select the subcategory "NFC" and activate the module. In this case, the Android Beam function is automatically activated, which speeds up the application. If this does not happen, you need to activate it yourself. For owners of Windows phones, in the "Settings" section, you must select the "Devices" category, where you can activate the NFC function.

Downloading a map to your phone

It will not be difficult to link the card to the selected application, since already during identification, the user will be prompted to enter data. It should be borne in mind that some applications, such as Yandex.Money, issue and offer to use their own virtual card. Summing up, we can say that NFC-payment by phone is possible with an existing MasterCard PayPass or VISA PayWave credit card, as well as a virtual one, which is issued after installing the application.

Card Management

Applications allow users of IPhone, Samsung, HTC, LG and other smartphones to bind different cards. If necessary, you can delete the data of the old credit card and enter new ones. For iPhone owners, by default, the payment card is the first credit card entered. If other cards have been entered, then the application must indicate the one that is a priority.

CardsMobile Wallet App

In 2015, the Wallet application was released in Russia (the "Cloud" beta version of the application is called "Wallet. Bank cards"), which was initially built into some smartphone models. Now it can be downloaded from Google Play absolutely free of charge and used on mobile devices with the Android operating system version 4.4 and higher. After registration, you must select one of the cards offered by institutions and fill in certain data. The owner of the phone can take advantage of the conditions of prepaid credit cards of Tinkoff, Russian Standard, St. Petersburg banks.

Paying with a smartphone as a card

You can upload several cards to one gadget at once. Payment by card through the phone is completely safe and takes place through secure channels. It is impossible to steal such a credit card, no one sees either the pin code or the details. When using the touch payment method, the terminal does not use card data, but only a digital code, which is safe even with the possibility of fraud, since it does not carry any information. Paying by phone instead of a card does not require an internet connection, which is an advantage when using it instead of a credit card abroad.

Where are contactless payments accepted?

Contactless payment technology is convenient. A phone with NFS can be used in retail outlets when paying for purchases. It is easy for them to pay in restaurants, for travel by Aeroexpress and at the subway ticket offices. You can pay for goods or services wherever there is a real possibility of making transactions using contactless payment terminals. If the Samsung Pay application is activated, the possibility of paying by touching the phone instead of a credit card increases, since the transaction can be performed with almost any terminal, not only in Moscow, but throughout the country, and even abroad.

How to pay by phone in a store

Before paying with a phone with NFC, you need to run this same module in it by going to the smartphone menu. If the program requires, then you need to activate the program using the previously entered code. Approaching the terminal, turn on the screen and bring the smartphone to the reader. All transactions up to 1000 r. are automatically paid, all the rest will require the introduction of a payment password or confirmation of the transaction with a signature.

Card replenishment

Payment via NFC requires a positive balance on the card. For this reason, it is necessary to replenish the account. This can be done in the application itself using a plastic card of other banks or through special services of banking institutions. International payment systems vouch for the safety of the process of using a cell phone instead of plastic, and funds are credited quickly - within a few minutes.

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Ability to pay by phone instead of a bank card

Now every student has a phone. Without it, it is difficult to imagine modern life. But, as you know, the phone loves money. Replenishment of the account can be done in any terminal, of which there are countless scattered everywhere. Everything would be fine if not for the huge commissions for paying payments. If you have, then you can replenish your account without charging additional fees. You can replenish your account with a Sberbank card using various methods.

Pay for the phone with a Sberbank card through Mobile Banking.

This can be done via . You are required to perform a minimum set of actions, namely, you need to send an SMS to number 900. The text of the message indicates the amount of replenishment. You should know that the amount of enrollment cannot be less than 100 rubles, and the maximum is 10,000 rubles.

Pay for the phone with a Sberbank card through an ATM.

You can replenish your account using any Sberbank ATM. Naturally, this requires a map. Once you have found an ATM, insert your card into it and enter your pin code. In the list of possible actions that opens, select the "payments" button. After processing the request, you will be offered a choice of payment for various services. You choose "cell payment" and choose the region. Then it remains only to enter the phone number that you want to replenish and indicate the amount to be credited. Everything, after processing the information, the ATM will print a check for you, and the money will arrive as soon as possible.

Pay for the phone through Sberbank online

You can also use the service for this purpose. After authorization on the portal, select the "quick payment" icon, which is located to the left of the main list of services. Also select an operator mobile communications and fill in all the proposed fields and confirm the operation. Cash will be credited to your account within a minute. Or go to the main menu and select "Payment and transfers". Next, select the "Mobile connection" item in the upper left corner.

Nuances in paying for a phone with a Sberbank card.

When replenishing a card through a mobile bank, you can make a payment only to the phone number that you indicated in your card agreement. In other words, the phone to which you receive reports on completed transactions. Unfortunately, it is not possible to top up other phone numbers in this way.

In case of replenishment of the card through an ATM or, you can specify any desired number for replenishment. Having a card in hand, it is faster and more convenient to make a payment through an ATM if it is near you. If you are at home and you have Internet access, then the easiest way is to top up the numbers of loved ones using the "" service. As you can see, there are many methods, and you will definitely choose the one that suits you. this moment.

If earlier a mobile phone was used only for calls and SMS messages, then in modern realities it is used everywhere: they sit in in social networks, take pictures, listen to music, watch videos, etc. Recently, it has become possible to pay for goods and services by phone instead of a Sberbank card by installing the appropriate application and settings on your smartphone.

To pay for purchases or pay for travel using a smartphone, you need a device equipped with NFC technology (almost all modern manufacturers produce mobile phones with such an innovation) or setting up an NFC module. You also need to connect a debit or credit card- enter information about them in the memory of the mobile phone so as not to indicate them when paying.

The contactless payment service is available to owners of iPhone (Apple Pay) and smartphones with the Android operating system. Samsung Pay is also popular, the service works on devices manufactured by this manufacturer.

How to set up NFC to pay with a Sberbank card

Savings Bank was one of the first credit institutions to support the wireless payment system in Russia. Each bank customer who owns a smartphone can activate this feature for free.

To set up NFC, you must perform the following steps:

• Find this function on your mobile phone and activate it. On Android, it's located under the Wireless & Networks category;
• Install the application for payment by phone;
• Link a Savings Bank credit or debit card;
• Set up the payment system so that funds are debited from the specified card.

When linking several cards at the same time, one of them will be considered the main one by default. You can change this as you wish at any time in the settings. And the choice of a program for wireless payment depends on the brand of the phone.

Overview of NFC payment apps

To pay with a Sberbank card in one touch, you will need to install one of the applications:

• Yandex money. Installation takes place on the phone. After installation, select the "Contactless payments" section. A virtual MasterCard is available to you, a security code will be sent to your cell phone. You will need it if you want to withdraw money or have exceeded the transaction limit of one thousand rubles.
• Visa QIWI Wallet. Download and install the application, link your wallet to your phone. To confirm the binding, you will need to enter a one-time password that will be sent to your smartphone. When making purchases in the amount of less than one thousand rubles, it is enough to unlock the screen of the mobile phone for payment; for larger purchases, you will need to enter a PIN code.
• Wallet. Bank cards. The official application from a credit institution, you can download it on the Google Play service. For correct operation, you must have an Android OS version of at least 4.4.
• Installed on Samsung mobile phones. In addition to NFC, gadget owners get the MST function. The first is available only on devices that work with contactless payment, the second on all terminals that accept magnetic stripe cards.
• Apple Pay. Integrated into Wallet, available for owners of Apple devices. Allows you to make payments in online stores and through terminals with wireless payment.

The contactless payment system can be used by Savings Bank customers who have a MasterCard PayPass or VISA PayWave card (it will not be difficult to link them).

How to pay

Contactless payment with a Sberbank card using a smartphone is available in many stores, catering establishments, airports or subways. It is enough to bring the plastic to a special reader. You may need to activate the program before doing this, i.e. enter the code that you typed when installing the application. The PIN code or password from the SMS message will be required to confirm a transaction for a purchase amount exceeding one thousand rubles.

Payment is made within a few seconds, just turn on the smartphone and bring it to the terminal. As soon as the money is written off, a corresponding inscription will appear on the screen and a characteristic signal will sound. An additional commission fee is not charged by either the credit institution or the seller.

How to replenish the balance

To pay by phone instead of a Sberbank card, constantly monitor the balance of your plastic account. Timely replenishment is possible in the application, through Internet banking or at an ATM.

Safety

Some users still do not trust the innovative system, fearing for the safety of their own finances. In fact, the contactless payment system is several times more reliable than the standard procedure for paying with a regular credit card:

• You do not provide any information about the plastic. The transaction is carried out using a unique password that is read by the device. It is unrealistic to learn it, as well as reuse it, since each operation has its own cipher, the combination of numbers is constantly changing;
• If the smartphone is lost, an outsider will not use the application. Firstly, many modern devices are equipped with Touch ID technology, i. unlocking the mobile phone is done after the device checks the fingerprints. Secondly, to access the program, you must enter a unique code;
• Debiting funds twice in one transaction is not possible, because after payment, the terminal immediately turns off.

One of the main advantages of the innovative methodology is the high speed of payment. In large cities, the payment system has already become widespread. Contactless payment is convenient, there is no need to carry a credit card with you all the time and enter its data. NFC activation occurs within a few minutes, just download the program and attach a plastic card.

However, the method also has a drawback - if the smartphone runs out of battery, then you will not be able to pay anywhere and with anyone.

Android Pay

Android Pay is one of the most popular electronic payment systems from gadgets running on the Android operating system. The service is free of charge; customers of the Savings Bank can use Internet banking to activate it. All operations carried out using this system are under reliable protection, since the smartphone does not store the plastic number.

If you have an NFC-enabled mobile phone with Android version 4.4 and higher, as well as a Savings Bank card (all categories of cards are available for connection to the service, except for Maestro), you can activate the electronic payment service. For this you need:

• Download the Sberbank Online application on Google Play;
• On the main page, select the required card and detailed information about it;
• Click on "Add to Android Pay", follow the instructions.

If you lose your smartphone, change your password, lock your phone or erase all information from it using the "Android Remote Control" function.

To pay, unlock the phone display and bring it to the reader. After a characteristic signal and the inscription on the screen “Ready”, the operation will be completed. You can add a credit, debit, gift card to the system and use them to pay for purchases in the application, in physical and online stores.

Conclusion

Payment by phone instead of a Sberbank card is used not only when paying for goods, but also for travel in public transport. When connecting the service on a PC, it becomes possible to make purchases in virtual stores.

Modern technologies do not stand still. They develop so fast that many people simply do not have time to understand them. More recently, paying for goods on the Internet was a novelty. And how it works, understood only a limited percentage of people.

Now technology is advancing even faster. The turn of mobile phones has come. Literally every month, new models appear on the market, equipped with dozens of useful features. One of them is paying for purchases by phone. How is this possible? How to pay by phone in a store? What do you need to know and have for this? Let's figure it out.

Can I pay by phone

One of the recent innovations that our citizens got acquainted with is the contactless payment system. Here we are talking about such types of cards as Visa PayWave and MasterCard PayPass. A huge number of people have already appreciated the simplicity and convenience of this technology. In order to pay for the purchase, you just need to bring the "plastic" to a special POS-terminal. In this case, there is no need to enter a PIN code or perform any other actions. Everything happens automatically. This makes the payment incredibly fast.

The same process was taken as the basis for the development using the "mobile". The technology is called Near Field Communication (NFC for short). The owner of the smartphone generates a special payment card with a contactless payment function. For this, a special mobile app, which is different for each system.

Popular contactless payment programs

As already mentioned, in order to turn a smartphone into a wallet, you need a special program. You can pay by phone if you have one of the following applications installed:

• Samsung Pay;
• Apple Pay;
• android pay.

Which program to install depends on which operating system your smartphone is running. Apple Pay will suit only Apple Pay, Android smartphones will only respond to Android Pay, and the rest of the program is only suitable for smartphones of the corresponding brand.

A little lower, we will take a closer look at how to pay in a store with a phone using one or another system.

Apple Pay

This contactless payment technology has been built into Apple branded devices. Its essence is that you no longer need to carry around countless different plastic cards. You can simply “tie up” all plastic media to your smartphone and make purchases conveniently.

This is easy to do, and the service is really simple and easy to use.

Initial settings

Before you can start using Apple Pay, you'll need to take a few steps to get started. First you need to open a card account in one of the branches of the following financial institutions:

• "Alfa Bank".
• "VTB 24".
• Rocket Bank.
• Bank "Saint-Petersburg".
• Tinkoff.
• Bank opening".
• Gazprombank.
• "Russian standard".
• "Yandex money".
• Sberbank.
• "MDM-Binbank".
• Raiffeisenbank.

The list is constantly updated and it is likely that soon it will be possible to add several dozen more banks to it.

And, of course, you need to make sure that your iPhone can handle the installed application. The technology is supported by the following models:

• iPhone SE, 6, 7, 6s and 6 Plus and 7 Plus;
• Macbook Pro 2016;
• iPad latest versions;
• and II generations.

If you have an older phone, contactless payments may take some time.

In addition, in order to set up Apple Pay and its normal functioning, you will need an Apple ID and updated to latest version"operator".

To make contactless payments, you can add as many as 8 payment cards to the "apple phone".

Application algorithm

Here is a small instruction for those who do not know how to turn a phone into a bank card:

1. Open the Wallet system and click on active link"Add payment card".
2. Enter your Apple ID.
3. Enter in the proposed fields the data of the payment plastic card: the name of the holder, expiration date, number. Provide a short description.
4. If there is no desire to mess around, you can simply take a picture of the card carrier. In this case, some of the fields will be filled in automatically.
5. After that, you need to wait a bit. The bank that issued the card will determine its authenticity, identify and decide whether it can be connected to the iPhone.
6. When the verification is completed, click the "Next" button and wait a little more.
7. Ready. Now you can use your smartphone to pay for purchases.

How to pay by phone in a store? Very simple. To do this, just bring your smartphone to a special payment terminal. In this case, you need to hold Touch ID with your finger. Who does not know, this is a large key at the bottom of the case. Hold the smartphone near the terminal for a while and wait for the beep. It will notify you that the operation is completed and was successful.

Android Pay

And how to pay using a phone running on the Android system? There is nothing complicated here either. You can download a special application from the Google Play service. But it will work stably only if the following conditions are met:

• the presence of the Android system version 4.4 or higher;
• preinstalled NFC module;
• lack of open unlimited access to smartphone systems (root access).

There are a few more conditions under which Android Pay cannot be used:

• the OS bootloader is not unlocked in the smartphone;
• a developer version of the operating system is preinstalled or Samsung MyKnox is available;
• the smartphone is fake and has not been approved by Google.

Before you pay with your phone in a store or salon, you must correctly install and run the appropriate application. You can do it like this:

• download and install the service;
• open the program and find your account;
• click the "+" icon in the bottom right corner;
• select the "Add card" item and fill in all the required fields;
• confirm the data by entering a special password from SMS.

Ready. The card is linked. Before making a contactless payment, you need to make sure that the terminal supports this technology. Most often, this is evidenced by special stickers in the form of radio waves (contactless payment) or the Android Pay logo.

Paying by phone for your purchases in this case is also easy. To do this, it is enough to bring the device out of the inactive mode and bring it with the back panel to the appropriate place on the terminal. It is not necessary to activate the Android Pay program. It activates itself.

Now you need to wait 2-3 seconds and make sure that the payment is made. Further actions will depend on which card is "attached" to the smartphone. If you pay by credit card in excess of the limit, you will additionally need to sign the check. If a debit "plastic" is used, you will have to enter a PIN code.

Samsung Pay

This system is not yet as popular as its predecessors. However, the number of users is rapidly increasing. This is partly facilitated by the fact that with the help of Samsung Pay you can pay not only through the contactless payment system, but also where a magnetic stripe is installed in the terminal. This is possible thanks to a specially designed Magnetic Secure Transmission (MST) system.

The fact is that smartphones that support this special technology can create a special magnetic field.

The list of financial institutions that support this technology is not yet too large, but is constantly expanding.

To use the application, your smartphone must support NFC and have an operating system of at least Android 4.4.4.

The process of launching the application and linking the card is almost identical to those described above:

• download the app and activate account using e-mail;
• determine the authorization path using a PIN code or fingerprint;
• click the "+" symbol or the "Add" link;
• enter the data of a plastic card or scan it;
• read the terms of service, put a "tick" in the required field and click "Accept all";
• confirm your actions using a password from SMS;
• with a stylus or just a finger to put your signature on the smartphone screen;
• click "Finish".

In this way, you can “tie up” no more than 10 cards to your smartphone. Everything works very simply:

• launch Samsung Pay;
• select a card;
• log in with a PIN code or fingerprint;
• bring your phone to the POS terminal and wait a couple of seconds.

Pros and cons of paying by phone

Despite the popularity of the technology, it still has more disadvantages than advantages.

1. Firstly, there are not so many places where you can pay by phone at the moment. This is especially true for small cities or towns. After all, in order to make such a payment, you need an appropriate terminal. And it is not installed everywhere.
2. Secondly, many cashiers are simply afraid of doing something wrong and come up with various excuses to refuse such a payment method.
3. And finally, in order to pay in this way, you must have a fairly expensive and "fancy" phone. And, unfortunately, not everyone has it.

However, there are also advantages to paying by phone. First of all, it is stylish, fashionable and still attracts attention. In addition, it is also incredibly convenient. After all, you do not have to carry a whole bunch of plastic cards with you and remember the PIN codes from each of them. It is enough to enter all the data into the program once, and in the future it will do everything for you.

Conclusion

Now you know how to pay by phone at the checkout, and if necessary, you can do it. Technology is developing so fast that the day is not far off when such a phenomenon will no longer surprise, and payments using the phone will become available everywhere.

Now there is no need to use mobile recharge cards. Payment service for communication services in the Mobile Bank Sberbank system on short number 900 allows you to always be sure that the connection is available, as it is paid on time. You can top up mobile numbers of almost all operators, and not just your phone number. The list of mobile operators available for payment can be found on the Sberbank page.

How can I pay for my phone through the 900 Sberbank service. If you strictly follow the recommendations below, the payment will take a few minutes, saving a lot of time and nerves. Of course, first of all, for this you need to connect the Mobile Banking service and have a Sberbank card with money on it.

Replenishment of your own cell phone from a Sberbank card

Anyone who has enough funds on their Sberbank account and the Mobile Banking service is connected to always be in touch and quickly top up their mobile phone. If there is no such convenient service, then you can order it at any nearest bank branch by filling out a simple questionnaire and concluding a service agreement.

Then transfers will occur instantly, without searching for terminals and other payment options for mobile communications.

When connecting the Mobile Banking service, it will be enough to send an SMS to the subscriber "900" with a number for which amount we want to replenish the mobile operator's account.

We wait a few minutes, we get a response from the Mobile Bank system about depositing money into a cell phone account.

Top up the mobile phone of friends, relatives and employees

To transfer money to another phone number, relatives, friends and colleagues, you need to generate an SMS request for the 900 service. It should indicate the following: the cell number that we want to top up and the amount of top up. SMS recipient - "900". In the message itself, we write 10 digits of the phone that we want to replenish, and then the amount of the transfer. It looks like this: "9XX7654321" - ten digits of the cell; "150" - the amount of replenishment must be in rubles.

The minimum payment limit is 10 rubles, the maximum is 1500 rubles during the day. But if there is not enough money on the account to carry out the transaction, the system will answer that this type of operation is not available.

Through a short time we receive a notification asking us to confirm the payment using the USSD request method. We carefully check the phone number and the amount we plan to pay, only after that we confirm the transaction. If the data is entered incorrectly, the money will not be returned back. If we want to return an incorrectly sent transfer, we will have to communicate with the person who received it by mistake. Refunds in this case are very problematic.

If there are several bank cards of Sberbank, but you need to pay from a specific card, then we proceed as follows. First, we send four digits of our card account from which we want to pay the bill to the “900” service, and then indicate the amount of payment. It looks like this: the subscriber - "900", the message "TEL 8XX32467848" (this is the cell number), "4321" (card numbers), "150" the amount of payment.

If you do not specify which card we want to pay from, then the debit will be performed from any that has the required amount of money.

Instead of the word "TEL", in the SMS text, the Mobile Bank system also recognizes other phrases: PAY, REPLENISH, PAY, OPLATA, POPOLNI.

Monthly payment for mobile services "Autopayments"

Very convenient service "Auto payments" helps to always have money in the account. Indeed, there are often situations when it is necessary to call, but there is no money for the call. This is especially annoying on weekends. holidays when you don’t want to solve any issues at all, but communication is necessary. The free option "Auto payment" from Sberbank will make sure that the connection is never interrupted due to lack of money in the account, because you simply forgot to take care of replenishment in time.

An example of connecting automatic payment in the amount of 100 rubles: subscriber "900", message text "AUTO100".

After a while, a notification arrives about connecting the prepaid service or an invoice for the past period, in the amount of 100 rubles. The service is activated within 24 hours from the moment of order. You can refuse prepayment by sending a request to subscriber 900 with the message "AUTO PAYMENT -", "8XX32467848" - mobile phone number.

Disabling the service is carried out within two days. Be careful, enter the numbers of the number, data and amounts to transfer correctly. Money sent according to erroneously specified data is not returned by the bank.